Lucere
For South African estate agencies

Sell houses.
We’ll handle the FICA.

Your Fidelity Fund Certificate now depends on your FICA files. Lucere collects client documents through one clean link, checks them against Home Affairs and CIPC, and keeps every client ready for inspection without you having to chase a thing.

Spreadsheets and email attachments are not a defence.

Risk Management & Compliance ProgrammeClient due diligence filesSource of fundsBeneficial ownershipSanctions screeningPEP screeningDocument freshnessConsent recordsVerification evidenceComplete audit trail
Risk Management & Compliance ProgrammeClient due diligence filesSource of fundsBeneficial ownershipSanctions screeningPEP screeningDocument freshnessConsent recordsVerification evidenceComplete audit trail

Enforcement, 2025–26

The inspection
is not a maybe.

The FIC has spent the last two years cracking down harder on property practitioners, and the PPRA now holds back Fidelity Fund Certificates from agencies that can’t show working FICA files when asked.

When an inspector shows up, they want your RMCP, your client files, your screening evidence, right there on the spot. With Lucere, that’s a login, not a scramble through old emails.

R0m

Maximum penalty for a firm

and R10m personally for the principal behind it

No FFC

No certificate, no legal trading

FFC issuance now depends on demonstrable FICA compliance

0

Sanction notices in a single month

aimed squarely at estate agents and attorneys

Sources: FIC enforcement reports · PPRA FFC guidance · 2025–26

Every client’s standing.
One glance.

Your register scores every client in real time: documents present, still fresh, checks clear. Bank statements go stale after 90 days, and Lucere quietly chases your clients for a fresh one before an inspector ever notices, so you don’t have to.

See the full workspace

Client register · Meridian Estates

N. DlaminiSale · 12 Protea Rd
In good standing
Karoo Trading (Pty) LtdPurchase · Unit 4B
Needs attention
The Van Wyk Family TrustSale · Plot 77
Action required
S. NdlovuLease · 8 Marine Dr
In good standing

From mandate to audit pack

Four steps. No chasing, no shared drives, no shoebox of certified copies.

1

Send the request

Pick the right template for buyer, seller, lessee, or trust. Your client gets one clean link by email, nothing to install, nothing to explain.

2

They upload from a phone

Camera-first, one document per screen, plain language. Consent is captured per document and recorded permanently. Most people finish in minutes.

3

Verify against the source

Home Affairs identity checks, sanctions and PEP screening, CIPC company lookups: each one lands on the client file with its cost, so you’re covered before you even have to think about it.

4

Standing, always current

Every client scored live: documents present × fresh × checks clear. When the inspector calls, the audit pack is one click, not one weekend.

Meridian Estates asks for

  • Your ID document
  • Proof of address
  • Bank statement
Upload from this phone

Your buyers and sellers finish in minutes

No accounts, no passwords, no printing. Your client opens one link on their phone, photographs their documents, and gives consent for each one they share. They keep a private vault, so when the bond originator or conveyancer asks again next week, fresh documents go out in minutes, always with their say-so.

Real checks, against the real registers

Hours of manual verification become seconds. Every check runs through accredited providers and lands on the client file on its own, so your compliance evidence quietly builds itself while you get on with your day.

Seconds, not certified copies

Home Affairs identity

Name, status, and deceased flag checked against the national register while your client is still on the phone with you.

Global watchlists, one call

Sanctions & PEP screening

OFAC, UN, EU, and politically exposed person registers screened in a single recorded check.

Directors included

CIPC company match

Registration, status, and the full director roster for company and trust clients, no CIPC queue, no waiting around.

Built for POPIA from the first line

Documents are encrypted at rest. ID numbers are stored only as one-way fingerprints, never the number itself. Every consent is recorded per document, per firm, for good, and your client can withdraw it whenever they choose. Retention rules are built in too, so records stick around exactly as long as the law asks, and not a day longer.

Walk into your first FIC inspection
with everything ready.

Get your firm set up in days, not months — the first 10 firms get 25% off their platform fee for their first 3 months.

Limited-time launch pricing — first 10 firms only.